Real-time Payment Transaction (RPT) means any account-to-account fund transfer that is initiated and settled nearly instantaneously. It allows for the immediate availability of funds to the beneficiary of the transaction.
![](https://byte-man.com/wp-content/uploads/2023/05/Fast-T-Top-5-Countries-Ranked-by-Real-Time-Payments-Transactions.jpg)
![](https://byte-man.com/wp-content/uploads/2023/05/rtp-adoption-in-top-5-countries.jpg)
Real-time Payment Transaction (RPT) means any account-to-account fund transfer that is initiated and settled nearly instantaneously. It allows for the immediate availability of funds to the beneficiary of the transaction.